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About our Loan
What is online Lending?

Since the internet revolution more and more fields in our daily life have gone online so it is a natural tendency that lending should go online as well. No more personal appearance and waiting in the lines to avail a loan, simply apply online from your computer or by using your Smartphone and wait till your cash arriving in your bank account.

How can i apply for Ezycash’s personal loan?

You can via our Ezycash’s mobile app, Ezycash’s website, Whatsapp or facebook.

Who can apply Ezycash’s personal loan?

Ezycash offers loan services to Indonesian aged 21 and above. Work or reside anywhere worldwide.

What documents are required?
  • Indonesian Identification card (KTP),
  • Valid passport,
  • Work permit,
  • Employment contract, and
  • Proof of residence.
Do you have Oversea Foreign Worker (OFW) or Domestic Helper (DH) loan products?
Yes. Once you possess a valid work permit issued by the local government, you are eligible to apply for a loan with our company. You may check with our professional loan officer for further information.
What currency would i receive?
We can utilize a remittance service to transfer funds to your designated location. The currency you receive will be determined by your location. However, if you prefer to receive the transfer within Indonesia, we can accommodate your request by selecting Indonesian Rupiah.
Can I apply for a re-loan?

Yes, you can avail our re-loan program after you successfully paid your existing loan in full.

Login to your existing Ezycash account and click “Apply” button.

Loan Application
What is the procedure for applying for the loan via mobile app?
  • Register yourself on our web site by clicking on“SIGN UP” button.
  • Log in with your username and password that previously you have created.
  • Check the calculator for loan amount and terms
  • During the application upload the necessary documents.
  • During the application, if you are missing any requested details or documents you can save your progress at any time and when you re log in you may continue to complete your form.
How much can i borrow?
The loan range that we offer at the moment is from as low as Rp 3,000,000 to Rp 200,000,000.
What is your interest rate?
Our loan package rate is at 3% monthly.
What are the minimum and maximum tenure?

We allow to our clients to choose the most convenient tenure from 1 month up to 5 months.

Are there any processing fees imposed on the loan?
Processing fees are also charged but, only after approval and deducted from the approved loan. It is 25% from the loan amount.
How long does it take to get a loan approved?

Loan process depends if the client submitted all the complete documents and participate in credit verifications. Once your documents have been verified, you would be able to receive cash within the next 15 minutes.

How do I find out if my personal loan application has been approved?
You can conveniently track your loan application status using our Ezycash’s mobile app. Additionally, our dedicated loan officers will promptly get in touch with you once your application has been approved.
What are my responsibilities during loan application?

Keep the following in mind when you apply for a loan:

  • Read the contract carefully and make sure you understand the terms before signing.
  • Do not overstate your income, employment duration and assets.
  • Be honest about past or current credit problems; report all your debts.
  • Do not list fake details on your loan application and do not give false supporting documents.
Repayment
Can I change my withdrawal channel?

Once your loan has been disbursed, we are no longer be able to change the withdrawal channel.

How can I repay Ezycash’s personal loan?

You can repay your loan via bank transfer or remit using Qpay and Yourpay (for Indonesian in Taiwan) and Singtel dash (for Indonesian in Singapore). Keep your transaction record or receipt in case of a payment dispute.

How to calculate the repayment date? How to check my repayment due date?
The repayment date is counted after the deposit date. You can access your repayment due date conveniently by navigating to the “Statement” section within our Ezycash’s mobile app.
How do I keep track of my monthly repayment schedule?

You can check your monthly repayment schedule via Ezycash’s mobile app or via our professional loan officers.

Can i repay early?

Yes, early repayment is possible without any penalties or charges.

Can I make payments in installment?

Yes, you can definitely pay in partial installment amounts or in full before the given due date! There are no penalty fees for paying early. In fact, early and on-time payments are recommended.

What happens if I don't repay on time?

There will be a daily penalty charge on top of your existing loan balance if you do not pay your loan on or before your due date. To avoid having the overdue penalties, kindly settle your payment as soon as possible.

Other Questions
Where is Ezycash located?

Ezycash are located at Batam, Indonesia and we issue our loans to Indonesian worldwide.

Is Ezycash a legitimate company?

Yes! We are a licensed lending company with NIB records. You may refer to our website or Ezycash’s mobile app to preview our accredited licenses.

Alternatively, you may refer to Indonesian Ministry of law website for the SK that they accredited for.

How to change the mobile number?

At the moment, the system does not support modification of mobile phone numbers. If there is any changes, please contact our Ezycash’s professional loan offices.

Why was my application denied? Can i apply again?

We are sorry that your application has not been approved. Please be advised that our evaluation is based on the information you provided, by our evaluators and the risk control system. You can apply again later and make sure that the information provided is accurate and complete. We look forward to serving you again.

What are the things to take note of before I apply for a loan with Ezycash a licensed money lender?

Before applying for a loan, you should:

  • Make sure that you understand all of the loan terms and conditions before signing the contract.
  • You will be legally obliged to fulfil any loan contract you enter with any licensed money lender.
  • Consider if your finances can handle the loan. Do think about your financial obligations and your income, and that you will have a clear plan for the subsequent loan repayments.
  • Understand that late payment fees and interest will be charged upon late repayments.
  • You are encouraged to clarify any questions with regard to the loan terms, such as the tenure.
When is my loan due?

We have included a section in your contract with detail of you loan maturity date and on when you need to make your loan repayment. We advise paying on or before the due date in order to avoid any penalty charges.

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